Business Loan Center

Chris Hove Joel Clements

Chris Hove

Joel Clements NMLS #959804

President & CEO

Executive Vice President Commercial Banking




Nate Keller Bryce Morgan 

Nate Keller NMLS #472504

 Bryce Morgan NMLS #1141932

Commercial Banking Officer

Commercial Banker


















Business Loans

Obtaining financing can be one of the most difficult challenges confronting any business. We try to make it easy for you with our prompt, personalized service and comprehensive product line. We deliver a number of different loan products specifically designed to meet the needs of your business. When your business needs a competitive edge, we will work with you to create a solution. Whether you need Equipment Financing for machinery, Working Capital to help you with day-to-day operations, or a loan for Capital Expenditures to enhance the long-term viability of your company, you can be assured that your credit needs will receive prompt, personal attention from our experienced staff.

  • Buy, build or refinance commercial real estate for your business
  • Purchase or lease capital equipment
  • Flexible terms and rates to meet your cash flow needs
  • Real Estate Loan

Buy, build or refinance commercial real estate with a Commercial Real Estate Loan. You may be able to eliminate rent payments, reduce your monthly payments or take advantage of potential tax benefits.

  • Loans ranging from $50,000 to $2,500,000
  • Fixed or variable interest rates
  • Flexible terms available up to 15 years

SBA Loans

Do you need more than $100,000 in financing? Is it time to buy real estate, acquire a new business or franchise, purchase business equipment, or increase working capital? We can help you find the best Small Business Administration loan for your business.

As a preferred lender we provide better and faster service for you and your business. We offer dedicated service and an experienced SBA staff to help your business take full advantage of SBA loan benefits.

Use your SBA Loan for business real estate, construction, equipment, and more. Get more details on ways to use your loan.

Benefits of SBA Loans:

  • Longer maturities than most bank loans
  • Lower down payment
  • Lower monthly payment
  • Longer terms
  • No balloon payment
  • No covenants
  • Multiple interest rate options (floating, adjustable, or fixed)
  • Fast Credit approval

Commercial Real Estate

Build on your business investments with one of our Commercial Real Estate programs. Use existing real estate value and assignment of leases and rents for collateral.

We offer a fixed rate for an initial term of up to 60 months, and amortization schedules of up to 25 years depending on property type. Our Commercial Real Estate programs include:

  • Owner occupied commercial real estate
  • Non owner occupied multi-family dwellings
  • Mixed use properties
  • Investment properties
  • Commercial buildings
  • Merchant Services

Construction Loans

A construction loan can make your dream project a reality, and we have the expertise to make it happen.

Agriculture Loans

We're ready to talk with you about land, operating, equipment, and livestock loans.

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